The Motley Fool - If you're in the market for a mortgage, you have several options. You might just trundle off to your local bank and apply there. Or you might call a bunch of banks and see which one quotes you the best rates. There are scads of major lenders out there, including Wells Fargo (NYSE: WFC - News), Bank of America (NYSE: BAC - News), Washington Mutual (NYSE: WM - News), Wachovia (NYSE: WB - News), and Countrywide Financial (NYSE: CFC - News). Take your pick.